Bankruptcy Right For You?
Bankruptcy? Thinking of Throwing in the Towel?
Thinking about filing bankruptcy? You need to give it some serious thought, there may be consequences that go far beyond the actual discharge of your debt. There are two types of bankruptcies that most individuals file. One is chapter 7 which is a complete discharge of all your debt. The other, is chapter 13 were basically you make a payment arrangement with the trustee and your creditors.
So when do you decide it’s time to throw in the towel? You have to ask yourself the following questions. Do your debts exceed your income? Are you anxious and scared to total all of your debt? Is your phone ring off the hook incessantly? Are you only paying the minimum amounts on any payment due? If you answered yes to two or more of these questions, then you should seriously consider if bankruptcy is right for you.
Categories: consumer info Tags: bad debt, bankruptcy, credit card debt, credit counselor, debt, maxed out, personal credit crisis
Debt – Lose It!
Universal Credit Card?
Categories: banking, bankruptcy Tags: credit card debt, debt, debt solutions
How to Create SMART Financial Goals – Is It Time Bound?
Time for Universal Credit Card?
We’re reaching the end of our SMART goals. We’ve gone through making the goal specific, being able to measure it, making sure it’s attainable, and looking at how relevantit is. Now we’ll ask if your goal is Time-Bound?
Categories: banking, consumer info, credit repair Tags: attainable goals, credit card debt, smart goals
Home Loan Modification
Now it appears that where coming out of the economic slump people have a lot of questions regarding their mortgages, is it a good time to buy a home etc. this is probably the best time to do a loan modification. However, be wary of the many scams that are in the market place to take advantage of
Categories: consumer info, credit repair Tags: credit card debt, foreclosure, loss mitigation department